Feel free to reach out to us using the contact form below, or connect with us directly through the phone number and email provided.
No. Our memberships are direct and affordable, so you don’t need traditional insurance. You pay a flat monthly fee that covers unlimited visits, urgent care, telehealth, and more.Patients are encouraged to carry some form of insurance in the case of emergency/catastrophic injury or illness.
Direct Primary Care (DPC) is not a substitute for health insurance, but rather works alongside it. Patients are encouraged to maintain some form of insurance coverage to protect against emergencies or catastrophic illness or injury.
No, All of your primary care services are a direct contract similar to a cellphone or gym contract.
Insurance does not typically cover Direct Primary Care (DPC) services, including membership fees. However, it may cover certain imaging studies or laboratory tests ordered by your DPC provider, depending on your specific plan. Coverage decisions are made by your insurance company, and benefits can vary widely, so we encourage each member to check directly with their insurer to understand what is and is not covered.
We can accommodate a same-day or next-day appointments. Once established, many medical concerns can also be addressed by phone when preferred or when an in-office visit isn’t possible — even while you’re traveling anywhere in the country.
Calls, texts, and emails are answered as quickly as possible, though late-night messages may not receive immediate responses. Same-day or next-day appointments are available. If your physician is away, another provider will cover urgent in-office needs, while electronic concerns will continue to be handled by your primary doctor.
House calls are not a routine service but may be offered in special circumstances and may involve an additional fee.
Physician-led care means your care is directed by a medical doctor with full medical school and residency training in Internal Medicine. This depth of training supports more accurate diagnosis, thoughtful clinical judgment, and a broader understanding of complex and chronic conditions.
At Clear Access MD, patients work directly with their physician—without rushed visits, fragmented handoffs, or insurance-driven limitations—ensuring continuity, accountability, and care decisions guided solely by what’s best for the patient.
Membership fees, along with the costs of certain procedures and supplies, may be automatically billed to a credit card or checking account. For patients without insurance or who are self-paying, laboratory tests are available at discounted rates through our lab partners.
A written notice of termination is required at least 30 days in advance, as outlined in the patient agreement.
In many cases, yes! A recent executive order allows Direct Primary Care (DPC) memberships to qualify as an eligible HSA/FSA expense. We recommend checking with your HSA/FSA provider for specific details and confirmation. New federal legislation (as part of the “One Big Beautiful Bill” tax changes) allows people with a Health Savings Account (HSA) to use HSA funds tax-free to pay for certain Direct Primary Care (DPC) membership fees starting January 1, 2026. Under these rules, DPC membership fees are treated as qualified medical expenses for HSA purposes and paying them with HSA funds won’t disqualify you from contributing to an HSA if you’re otherwise eligible (e.g., you have a qualifying High Deductible Health Plan).
Yes. Dr. Jebelev does not bill Medicare; however, we are still able to order laboratory tests, imaging studies, and provide referrals to specialists. Please note that some Medicare Advantage (replacement) plans, whether HMO or PPO, require your primary care provider to be in-network in order to cover services ordered by your physician. We recommend contacting your Medicare insurance provider to confirm whether this applies to your specific plan.
By removing insurance middlemen, we do away with co-pays, deductibles, and unexpected bills. Many families save thousands each year while avoiding costly emergency room visits and high out-of-pocket expenses.
Yes! Direct Primary Care can help small businesses cut healthcare costs by up to 50% while providing better access to care. It improves employee retention, reduces sick days, and creates a healthier, more supported workplace.
No. If you cover their membership, they won’t pay anything for the office visits, nor telehealth.
