Direct Primary Care (DPC) is a modern, patient-centered approach to healthcare that removes insurance from the primary care relationship.

Instead of billing insurance for each visit, patients pay a simple monthly membership fee. In return, they receive unlimited access to their physician, longer appointments, and direct communication — without copays, deductibles, or surprise bills.

At Clear Access MD, this means your relationship is with your doctor — not your insurance company.

Traditional primary care has become increasingly insurance-driven. Physicians are required to:

• See high volumes of patients per day
• Spend hours on insurance documentation
• Navigate prior authorizations and billing codes
• Limit appointment time to 10-15 minutes

With Direct Primary Care:

• You pay a flat monthly membership fee.
• There are no copays.
• There are no visit limits.
• Most primary care services are included.
• You communicate directly with your physician.

Because we do not bill insurance for routine care, we eliminate administrative overhead. That allows us to maintain a smaller patient panel and provide personalized care.

Your membership typically includes:

• Unlimited office visits (in-person and virtual)
• Same or next-day sick visits
• Annual physical exams
• Chronic disease management (diabetes, hypertension, thyroid conditions, etc.)
• Preventive care
• Weight management
• In-office testing (EKG, basic labs, rapid tests)
• Care coordination with specialists
• Direct access via phone, text, or secure messaging

No surprise charges. No “level 3 vs level 4 visit” billing confusion. Just care.

DPC is often confused with other models. Here's how it differs:

DPC Is Not Insurance. It does not replace health insurance. We recommend patients carry a high-deductible or catastrophic insurance plan for hospitalizations, surgeries, and major emergencies

DPC Is Not Concierge Medicine. Concierge practices often bill insurance and charge a membership fee. They also have much higher annual fees ($5,000-$10,000+ per year). DPC eliminates insurance billing entirely and maintains transparent pricing.

Many local patients are:

• Small business owners
• Self-employed professionals
• Families with high-deductible plans
• Early retirees
• Patients frustrated with rushed visits
• Individuals seeking more personalized care

Direct Primary care works especially well for those who value accessibility, transparency, and a real relationship with their physician.

At Clear Access MD:

• We can draw labs in the office.
• We work with transparent pricing labs for discounted rates.
• We provide referrals for imaging (X-ray, CT, MRI, ultrasound).
• We coordinate specialty care when needed.

You may choose to use insurance for outside services if you have it.

You can absolutely join even if you have insurance.

Many patients use:

• DPC for primary care
• Insurance for hospital an specialty care

This hybrid approach often reduces overall healthcare spending while improving quality and access.

DPC may be a great fit if you:

• Want longer visits
• Prefer direct communication with your doctor
• Have a high-deductible plan
• Are uninsured
• Value preventive care
• Want transparent pricing

It may not be ideal if you rely heavily on insurance-based referral requirements (such as certain HMO plans).

Healthcare should not feel transactional.

It should feel personal, accessible, and built on trust.

Direct Primary Care restores that relationship by removing unnecessary administrative barriers and aligning incentives — your doctor works for you, not for an insurance company.

At Clear Access MD, our mission is simple:

To provide compassionate, high-quality medical care through a direct and trusted relationship between patient and physician — with the time and access you deserve.